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Guaranteed Investment Certificates (GIC)

Invest with peace of mind.

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Why invest in a GIC or Term Deposit?

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Worry-free investment

Earn guaranteed interest on your investment without any risk of losing your principal.

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Flexible options

Choose from a variety of investment terms and interest rates to suit your specific needs.

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Fully insured

Feel secure in your investment with insurance provided by the Credit Union Deposit Guarantee Corporation.

Choose the right option for you

Flex GIC

Perfect for you if...

You are looking for a safe and secure investment that offers higher returns than a regular savings account while also offering you the flexibility to access your money when needed. 

Key features
  • Start savings with as low as $500 investment
  • Insured under the terms of the New Brunswick Credit Union Deposit Insurance Corporation
  • Cashable anytime after 60 days with no interest penalty1

Term Deposit or GIC

Perfect for you if…

You are looking for a secure, worry-free investment from anywhere between 30 days and 5 years. 

These investment products provide a great way to save and ear money with a guarantee of principal and interest.

Key features
  • Flexible interest rates
  • Investment terms and automatic renewal options
  • Interest can be paid monthly
  • Insured under the terms of the New Brunswick Credit Union Deposit Insurance Corporation
  • Minimum GIC investment: $500

Better Earth® Market Linked Term Deposit

Perfect for you if…

You are looking for an investment that aligns with your values and creates a positive environmental impact.

This market-linked product allows you to invest in a diverse range of companies committed to sustainable operations and that have been selected for their financial performance.

Key features
  • Socially Responsible
  • No risk to your principal investment
  • No fees or commissions
  • A diversified portfolio of global companies selected for strong financial performance
 
 

Not sure which term deposit is right for you?

Book an appointment with one of our investment experts and
they'll help you choose the best option that matches your financial needs.
 

Affordable tax services with maximum returns.

Our experienced tax team can help you file your taxes accurately and on time. We can help you identify all eligible deductions and credits to ensure you get the maximum returns.
 

Investing rates

Take a look at the latest competitive rates we offer for our term deposits.
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