Calculators

Need help working out some details? Our online calculators can steer you in the right direction and perhaps give you an indication of what your financial goals should be.

Mortgage Calculators

The Mortgage Affordability Calculator helps you to determine how much you can borrow.

The Mortgage Payment Calculator estimates the amount of a mortgage payment and generates an amortization schedule for payments.

The Mortgage Comparison Calculator establishes which mortgage product is right for you.

Loan Calculator

Our Loan Calculator helps you to determine the amount you can afford to borrow and what your repayment schedule might be.

Retirement Planner Calculator

Our Retirement Planner Calculator determines the amount of savings that you'll need to retire comfortably. By flagging any shortfalls or surpluses, the Calculator outlines the savings required to reach your financial goals for retirement.

Education Savings Calculator

Our Registered Education Savings Plan Calculator assists in determining the cost of a child's post-secondary education and maps out the savings required - through individual contributions and government grants - to meet the financial target.

RRIF Calculator

Our Retirement Income Fund Calculator provides withdrawal minimums and payment options based on the consumption and length of the investment.

TFSA Calculator

Our Tax-Free Savings Account Calculator helps to quantify the financial benefits of investing through TFSAs when investment income is shielded from taxes.

Other Planning Calculators and Tools 

Didn’t find the calculator you are looking for?  Check out the following Life Events Calculators and Planning tools available from one of our partners, CUIS:

Home Budget Analysis

Heating, telephone, clothing, and grocery bills can seriously affect your cash flow. Without a sensible budget, it can be difficult to keep track. Stay on top of your expenses while building your savings. 

Life Events Financial Planner

Utilize this online tool to create your personalized financial plan.  Go step-by-step through the financial planning process and address topics such as net worth, budget, life insurance, disability insurance, RESP, risk tolerance, retirement planning, RRIF, and estate planning.

Family Advice Calculators and Planning Tools

The Family Advice Calculators will help you plan for those exciting life events like getting married and having children, and will also help prepare you for life’s unexpected events.

Leisure Calculators and Planning Tools

The Leisure Calculators and Planning Tools will help you plan for the more fun things in life like a family vacation or saving for a major purchase.